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Bankruptcy

Filing bankruptcy can help a person by discarding debt or making a plan to repay debts.  A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court.  A petition may be filed by an individual, by spouses together, or by a corporation or other entity.  All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code.

Bankruptcies result in either a complete or partial Discharge of Debt.  The bankruptcy discharge releases the debtor from personal liability for certain specified types of debts.  In other words, the debtor is no longer legally required to pay any debts that are discharged.  The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts.  The bankruptcy discharge varies depending on the type of case a debtor files: chapter 7, 11, 12, or 13.  There are some debts that generally cannot be eliminated such as student loans, domestic support obligations, child support and alimony and some taxes.

Whether you are seeking an individual or business bankruptcy, please contact Davis Law for all your legal and bankruptcy needs.  Davis Law can be reached at 404.901.2500 and 770.922.8500, or send us a message from our website - Contact Davis Law.

The below links provide more information on Chapter 7, 11, and 13 Bankruptcies.

Chapter 7 Bankruptcy

Chapter 11 Bankruptcy

Chapter 13 Bankruptcy

Other Useful Links:

United States Northern District of Georgia Bankruptcy Court

Understanding Bankruptcy